I suggest that the area replacement conforms to ASME VIII Div. 1 as per nozzle calcs and this is ok as you suggest for O.D. ratios less than 1:2
Unless you have proven examples above this ratio of diameters (of which there are probably many) you should design by analysis i.e. ASME VIII Div. 2 and as you state, FEA will cover this.
Tbh, I don't see why the client doesn't buy fabricated laterals for these higher dia. ratios, FEA is costly by comparison unless these are high dia. pipes.